Budget UK Rental Advice

Insurance Explained


When you look for a price for car hire you need to understand what is included in the price quoted. Customer needs vary and you should ensure that you are paying for what you want. Insurance is often an area of misunderstanding.



Budget’s inclusive product will state what is included in the quote and will often show:


• Collision Damage Waiver (CDW)
• Theft protection (TP)
• Supplementary Liability Insurance (SLI) USA only
• Local Tax (TAX)
• Premium Location Surcharge


Other products may offer these insurances as options. Some customers may be covered through other insurance policies and naturally do not want to pay for something they do not need. If you require a quote for non-inclusive car rental please contact the Reservation Call Centre on 0844 544 3407.


Collision Damage Waiver (CDW) / Loss Damage Waiver (LDW)


Protects you from financial responsibility if the rental car should be damaged excluding damage because of theft or attempted theft.
In addition, there is a mandatory excess that is taken at the time the car is collected. This amount varies from country to country. Where no damage occurs during the rental this excess is returned to the customer.


Theft Protection (TP)


Provides cover in respect of theft or attempted theft of the rental car up to its full value. You are responsible for the excess of each claim.


Premium Location Surcharge


Airport surcharge is also included should you decide to pick up your rental car at one of the 800 plus airport locations worldwide. This is a mandatory cost for these locations.


Supplementary Liability Insurance (SLI) USA only


Inclusive in the USA, where liability claims can be very high, SLI offers you additional liability cover against a 3rd party, which is not included in the standard insurance.



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